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If you are at least 18, have a recurring source of earnings, are not a part of the army (or a dependent of one) and also have a checking account able to get electronic transfers, you may make an application to get a LendUp short term loan. Before you apply, however, be sure you can repay the money punctually. LendUp operates in many states throughout the nation and has received lots of excellent best payday loans loan reviews. That’s because our financing model is different from other people.